After announcing its ambitious new five-year strategy “Full Speed Ahead” in September, mBank is maintaining momentum and presenting its Transition Plan. As a leader in financing the energy transition, the bank is setting a clear course toward climate neutrality, supporting the Polish economy, and increasing the competitiveness of domestic companies.

Agnieszka Słomka-Gołębiowska, Chair of the Supervisory Board, mBank
Today, energy transition- alongside security - is one of the most important strategic challenges for Poland. This process is not only a necessity arising from climate and regulatory conditions, but also a tremendous opportunity to build a resilient and modern economy. Energy transition and security are complementary, especially given Poland’s unfavorable energy mix, still dependent on geopolitical factors. About 40% of the energy consumed in the Polish economy still comes from on imported fossil fuels, which shows how serious the challenge of energy sovereignty is. Companies that are already shifting to low-emission models gain a competitive advantage and a real tool for building long-term value and resilience to supply shocks - says Agnieszka Słomka-Gołębiowska, Chair of the Supervisory Board, mBank.

Marek Lusztyn, Vice President of mBank responsible for risk management.
Climate transformation is a shared journey in which we play an active role. We cooperate with clients, supporting them in achieving ambitious decarbonization goals through financing, expert knowledge, and modern tools. We believe that with technological development, stable regulations, and social engagement, we can jointly build a sustainable future. This approach allows us to shape a healthy and resilient portfolio that will support growth over the long term - emphasizes Marek Lusztyn, Vice President of mBank responsible for risk management.
mBank Supports Clients and the Economy

Adam Pers, Vice President of mBank responsible for corporate and investment banking
A stable financial sector is the foundation of a strong economy. mBank is a partner for clients and stakeholders in the transformation process, especially in the energy sector. Our involvement in financing RES and energy efficiency translates into real support for Polish companies and households - notes Adam Pers, Vice President of mBank responsible for corporate and investment banking.
Transition of the Real Estate Market

Krzysztof Bratos, Vice President of mBank responsible for retail banking.
The real estate market and the banking sector play a key role in the decarbonization process. Our strategy is not only about financing, but also education and simplifying processes so that clients can make informed decisions and prepare for future challenges - says Krzysztof Bratos, Vice President of mBank responsible for retail banking.
Goals and Actions on the Road to Net Zero
- 64% for commercial real estate,
- 66% for energy generation,
- 54% for residential real estate.
Together with Clients
Krzysztof Drozd
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